Nick Lemme

Homeowners Advantage (mortgage subsidiary of CAP COM Federal Credit Union)
Sr. Mortgage Loan Originator
4 Winners Circle
Albany, NY 12205
Direct Phone:(518) 690-2232 ext. 3475 • Cell Phone: (518) 339-7087
Direct Fax: (518) 953-0010
Email: nlemme@homeownersadvantage.com
NMLS # 481562

The mortgage rates are some of the lowest around, but that’s just the beginning!

• 10% down and no PMI available on all ARMs (10/1, 7/1, 5/1 and 5/5)
• Construction End Loans with a 330-day rate lock and one-time float down option
• Special programs for first-time homebuyers
• Free pre-qualifications, never an application fee
• Local appraisal and underwriting at 4 Winners Circle, Albany

Nick Lemme has served the greater Capital Region as a mortgage professional for over 15 years. He is recognized for providing top notch service with attention to detail, always keeping his client’s best interest in mind. To get started, he’ll help you get pre-qualified, in person or over the phone, and find the best mortgage solution for you.

Mortgage products are offered by our Mortgage Team, Homeowners Advantage (HOA), which is a subsidiary of CAP COM FCU. Mortgages in New York State only. Home loan interest may be tax deductible. Consult your tax professional about deductibility in your situation. HOA is a Licensed Mortgage Banker - NYS Dept. of Financial Services. HOA NMLS Identifier: 290363. Principal Address: 4 Winners Circle, Albany NY 12205. CAP COM FCU NMLS Identifier: 401261.

The Caridi Law Firm LLC

The Law Office of Charles B. Rosenstein

Phone: (518) 452-6979
Website: www.cbrlaw.net
Email: crosenstein@cbrlaw.net
Facebook: Facebook.com/LawOfficeOfCharlesRosenstein/

At the Law Offices of Charles B. Rosenstein, REAL ESTATE LAW IS WHAT WE DO. With four attorneys, eleven paralegals, and our affiliate title company, Marathon Title Agency, Inc., we provide the attention to your closing that it deserves and requires. We assure our clients are kept informed of the status of their closing as client satisfaction over the last 27 years is how we have built our law practice. We would be honored to have you as a client because OUR CLIENTS MATTER.

Law Office of Daniel S. Glaser, PLLC

Daniel S. Glaser, Esq.
Phone: 518-229-4663
Fax: 518-514-1218

Whether you are a first-time homebuyer, moving up to your dream home, or downsizing, buying or selling real estate can feel overwhelming. Attorney Glaser, an experienced real estate attorney, can put your mind at ease, explain the legal paperwork in plain English, and make the process less stressful for you. From contract signing through closing, Attorney Glaser is always there for you. He will take the time to answer all of your questions and make sure you are comfortable.

www.dglaserlaw.com
2010 Chamber of Southern Saratoga County Entrepreneurial Spirit Award
2011 WCR Affiliate Member of the Year
www.facebook.com/DanielGlaserLaw

Daigle Cleaning Systems, Inc.

Phone: (518) 763-9200
Website: www.daigleclean.com
E-mail: daiglecleaningsystemsinc@gmail.com

Daigle Cleaning Systems, Inc. is the newest eco-friendly residential/ commercial cleaning company servicing the Capital Region of Upstate New York.

We want to help you sell your home!

If you are looking to sell your home, let us clean it before you list it. The thorough cleaning that we provide will give you the edge that you need to sell your home fast. We guarantee that you will be satisfied with the results. New Home Preparation

If you have just bought a home, let us clean it before you move in. We will put your mind at ease while you move, and allow you to immediately enjoy the comforts of your new home.

Lance Skaarup

Phone: 518-265-9459
For all your Garbage and Debris Removal

Sing of Neighborhood Movers

Phone: (518) 852-9130

Anthony Casale

Tech Industries LLC

Phone: 518.858.8760

Casale Excavating of Averill Park

Phone: 518-283-0834

Casale Excavating has been in the Site Development and Excavation business for more than 20 years! They have completed numerous jobs throughout the Capital Region including Water and Sewer Hookups, Septic Installation and removal, Sidewalk Installation & repair, Black Topping, Drainage issues of all kind, retaining walls, Commercial and Industrial Development, and land development. Call them today to learn how they can help you with your residential, commercial, municipal or state projects No job is to big or to small!

Ted Cillis Jr

Phone: 518-365-4108

Ted has been building custom homes for over 38 years and is one of Upstate New York's Premier custom home builders. Having built over 100 custom homes, his reputation is superior and is workmanship can't be matched. Whether you have your own lot, or want to build with the best, Contact Ted Cillis Jr today.

Anthony is also pleased to work with Robert Marini Builder's and several other local area builders. Call to Register with one of these builders today. 518-331-3785

Landscaper

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United Van Lines

Call Anthony for list of reputable movers!

House Cleaner and Sitter

Call For Direct Contact Number

Electrician

LaCorte Electrical
(Call for Contact Number)